Terms of service

1. The service

AtmosCard provides a web dashboard for funding a prepaid virtual debit card with cryptocurrency. Card issuing, processing and custody of pooled funds are performed by licensed third-party partners. AtmosCard is the interface and the record-keeper, not the card network.

2. Your access code is your account

Your account is controlled by a 32-character access code generated at signup and shown once. The code cannot be reset, recovered or transferred. Whoever holds the code controls the balance and the cards. Treat it like a seed phrase: store it offline and never share it. An optional recovery email helps us contact you about the account; it does not restore a lost code.

3. Fees

• Card issuance: $10, charged once per card at the moment of issue.
• Crypto top-ups: 1% of the deposited amount, plus the blockchain network fee at cost.
• Card funding conversion: quoted in full before you confirm.
• No monthly fees, no inactivity fees, no charge for declined payments.

Fees are shown before every charge. By confirming a charge you accept that quote.

4. Custody

Deposits pool in custodial accounts operated by our processing partners. Your balance is a claim on that pool, tracked one-to-one in our ledger and visible in your dashboard at all times. Balances are not bank deposits and are not covered by deposit insurance.

5. Acceptable use

Do not use AtmosCard or its cards for unlawful activity, sanctions evasion, fraud, or the purchase of prohibited goods and services. Merchant blocking tools are available in your dashboard; we also comply with processor-level restrictions. Accounts used in violation can be suspended and balances returned less applicable fees, where law permits.

6. Availability and changes

Card programs, supported networks and fees can change as partners and chains change. Material changes to these terms will be announced in the dashboard before they take effect.

7. Liability

The service is provided as-is. To the maximum extent permitted by law, AtmosCard's liability is limited to the balance held in your account at the time the claim arises. We are not liable for losses caused by a lost or stolen access code.

8. Contact

Questions, disputes and notices: hello@atmoscard.com or via the support channel linked in the footer.